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Medicare Part A – This part covers staying in the hospital. There is a deductible which can be “reset” and must be paid again based on some circumstances.

Medicare Part B – This part covers visits to the doctor. Medicare pays 80%, and the patient pays 20%. There is also a monthly payment as well as a yearly deductible.

These bills could add up fast. Part A and B take care of about one-half of the costs. This is where Medigap Insurance Texas can help out a lot. The different plans cover near to all of the costs that Part A and B don’t cover based on the Plan you choose.